Third Party Discrimination & Harassment Coverage
Publisher Injury
Libel, Slander, Defamation, Plagiarism or Misappropriation of Ideas
Defense Costs Outside the Limit (DOL)
Unlimited DOL provided on eligible policies for no additional charge
Personal Injury
Wrongful Entry/Eviction, Invasion of Privacy, False Arrest/Imprisonment, Malicious Prosecution
“I can work as a nurse and educator without worry.”
I’ve had NSO malpractice insurance since graduating from nursing school in 1982. I have always been comforted in the knowledge that NSO was there if I needed them. Though I've never had a single issue, NSO is covering me on or off the job. I am able to work as a nurse and as an educator without worrying that my employers will cover me.
– NANCY, MSN, RN
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“NSO is the only malpractice insurance I'll ever have.”
Working as a Nurse Practitioner, I was sued by a non-compliant patient. The best thing was having NSO malpractice insurance. From the moment I notified them of my lawsuit I felt protected and supported. You owe it to yourself to have your own coverage. NSO is the only malpractice insurance I will ever have.
– MELISSA, NP
License Protection
Architectural Review Board Decisions
Insured vs. Insured Coverage
First Dollar Defense
(for eligible policies)
Breach of Contract – Defense Costs
Directors & Officers (D&O) Liability Insurance for Community Associations
Insuring 50,000 community associations and serving 5,000+ brokers
Underwritten by CNA, our trusted carrier partner of 20+ years and rated ‘A’ (Excellent) by A.M. Best
Endorsed by the Community Associations Institute (CAI)
Experienced team and consultative process
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Malpractice Insurance for Small Law Firms
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Designed for firms under 25 attorneys
Ian H. Graham (IHG) Insurance
Insurance Solutions Tailored for Community Associations
Leading Underwriter for Community Associations
Offering specialized insurance solutions for COAs, COOPs and HOAs since 1982
Insurance Products Designed for Community Association
Offering Directors & Officers Liability, Crime & Fidelity, and Property Manager E&O
Committed to Quality, Simplicity, and Service
24-hour turnaround time and dedicated underwriting team!
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Get in the Know on D&O Liability Insurance!
The Coverage Speaks for Itself
Ian H. Graham (IHG) Insurance wrote the industry’s first D&O Liability Insurance policy for community associations over 40 years ago! As the market has evolved, so have we to confidently address emerging risks with tailormade solutions.
